“Honest, decent, approachable.”

We were referred to Fraser when we were reviewing our mortgage.  During this process we also learnt that Fraser could sort out our medical insurances and he happily reviewed those for us. 

Since our introduction we have found Fraser to be professional, knowledgeable, enthusiastic and very efficient.  Any questions we have on any of our mortgage dealings or medical insurances Fraser is our default go-to person.  We were very impressed that Fraser was more focused on what worked for us not what worked for the insurance company and banks. 

We highly recommended Fraser to anyone who wants an honest, decent approachable professional to deal with.

— Andrew & Nikki

“Above and beyond.”

Fraser helped us turn the impossible into possible.  From in debt and with no savings, to debt free and first home buyers within 18 months.  He has always provided professional, expert advice and made a very confusing process easy and stress free.

In a very stressful time, Fraser thoughtfully and expertly took care of our insurance claim.  Liaising with the insurance company on our behalf, removing all the added stress. Fraser has always gone above and beyond. 

What I really want to write is...  I love Fraser so much!! If you don't work with him you're an idiot.

— Lisa & Santine

“He has a great communication style, and makes educated suggestions and communicates them in layman’s terms - making the steps as streamlined as possible.”

— Sophia

“Our dream became a reality.”

Angela and I first met Fraser at a First Home Buyers seminar in Auckland in early 2020. We had lost a lot of belief and confidence in our ability to realise our dream of becoming home owners after visiting a bank in mid-2019 and being told that we were much further away than what we had originally thought. Fraser’s presentation at the seminar was at a fundamental and basic level but covered the detail which began to bring back some of the belief for us that we could achieve our dream of owning our own home.

We got in touch with Fraser after the seminar and he was quickly able to make our dream become a reality. He made the process very easy and is a very knowledgeable advisor. He communicates very clearly and effectively and is solution focused. There is no doubt in our minds that we have 100% confidence in Fraser and his ability to do the best thing for us as we work towards building our future.

We absolutely recommend Fraser and can’t wait to get onto our next project with him!

— Brad & Angela

“Professional and efficient.”

We contacted Bowden Group when we were looking at purchasing an investment property. 

Not only did we receive the very best advice for the finance on this property, a health check was done on our existing mortgages and insurances, which has resulted in us being in a far better position than we thought we could be.

Changing mortgages and insurances, can be a very daunting task, but with the level of service we received,  it was made far too easy for us.  Bowden Group are a very professional and efficient team to deal with.

We have and will continue to recommend their services :)

— Janine & Steve

“Understands our expectations.”

As first home buyers with another mortgage broker, we felt lost in a sea of information.

Along came Fraser and he simplified things, helped us focus on what we needed to focus on to buy our first home. Thanks to Fraser, we were able to get through everything, even during the COVID situation and get into our first home.

He is knowledgeable not just just about the finance side of things but understands what our expectations were and how to approach the process of purchasing a house.

We highly recommend Fraser to anyone going through the process of buying a house.

— Debjani & Eddie

“Given us confidence and wherewithal.”

Fraser came to us at a difficult moment when we needed to refinance and restructure our mortgages and insurances after a complicated renovation and re-clad project. Without judgement or limitations from him, we set about establishing our goals, parameters and action plans for both the current and future projects. 

After making significant progress from the first moments of our interactions, he has given us the confidence and wherewithal to program the next steps, and we look forward to having Fraser and Bowden Group as part of our team moving forward. We have, and will continue too, unreservedly recommend him and his team to anyone looking for mortgage and insurance advice.

In our experience, you can't go wrong with him.

— Chris & Vanessa

“Attention to detail.”

Fraser has looked after our life insurance policy for the past 3 years. 

We are highly impressed by Fraser’s efficiency and attention to detail.   Fraser’s knowledge of the policy details is significant and we have complete confidence in Fraser’s ability to manage our life insurance needs.

Fraser has managed our claims efficiently and effectively, and we were delighted that there were never any issues with receiving payment of our claim.

We are happy to recommend Fraser and his company to our friends, family and clients.

— Andrew & Jimmy

“Experience and creativity.”

Fraser helped us get into a great place, which ended up happening during the Covid-19 lockdown.

He was informative, understood options, and was able to frame the best deal for us.

He used his experience, and creativity to make sure we approached it in the right way to keep lending and options available during and after this project.

Definitely worth meeting up with Fraser and giving him some time to look at how best to look after your lending structure.

— Jeremy & Shelley

“Initiative and drive.”

Fraser was the mortgage broker we needed to make the transition into a new house.

He helped us work out the best way forward and sorted out the finance we needed. He was friendly, organised and always ready to answer any questions we had. He was quick to communicate with the bank and went above and beyond to get everything organised in the middle of level 3 lockdown.

If you want a mortgage broker with initiative and drive and a can-do attitude, then our recommendation would be to contact Fraser!

— John & Lorraine

“Warmth and kindness.”

Wow, we are 'on top' and very grateful to Fraser for his very skilful working of our capital, which was floundering in the banks 'hands' for quite some time.

We have loved Fraser's personalised approach, warmth and kindness. He is insightful, smart, efficient and professional.His expertise and negotiation skills have taken us far in favour with the bank, and we have results beyond our wildest dreams; even what we didn't know was possible.

It has been easy, and we are now liberated to dream our dreams, which means we will be in further contact.

Thanks so much Fraser, we are wrapped!!

— Ken & Angela

“Always there to help.”

We met Fraser through mutual friends and right from the first meeting we were so happy to meet him for our medical insurance.

We also came to know that Fraser does help with mortgages and we decided to go ahead with after him following all his tips and details. He is always there to help/guide us and explains things in such a way that even impossible tasks looks possible. He understood our expectations and needs and guided us to achieve our dream and goals which we were not sure we could have achieved without his help.

He has immense knowledge and also shares his personal experiences which motivated us a lot. Very happy that we chose to go ahead with Fraser for our medical insurance and mortgage.

— Nishant & Dipti

“Endless patience and calm.”

I can't speak highly enough of Fraser! He was recommended to me after my renovation hopes were dashed by my existing bank, and it seemed that dreams of creating a more beautiful, liveable space were impossible.

Fraser pushed to get what I needed from a different bank, and after endless jumping through hoops, backwards / forwards negotiations and following up, we won! His patience, professionalism and support to 'hang in there' was greatly appreciated, especially since at times it felt like it wasn't going to happen.

I am now in a position where I have paid off debts and consolidated my mortgage, and can start happily planning a lovely facelift for my home.

Thank you, Fraser. I couldn't have done this without you!

— Nicky

“Nothings seems too much trouble.”

Fraser was recommended to us regarding a recent property purchase and re-mortgaging the existing property. Before meeting Fraser it seemed like an impossible task (to us), but on talking to Fraser he assured us he would work it out.

And that he did.

He has a very calm, reassuring manner and a great knowledge of the products offered. Everything was explained to us very clearly and in detail. Any questions we had were answered immediately. We don't know how he did it, but in a very short time frame we were the proud owners of a new property.

Even after settlement/possession Fraser has continued to keep in touch with us, regarding changes in the property market. Nothing seems too much trouble to Fraser.

We wish him well and hope to have the pleasure of doing business with him in the future.

— Mike & Maureen

“Inclusive and Genuine.”

We were referred to Fraser through our friends with so much positive vibes that we were looking forward to our collaboration.

Fraser is very helpful and genuine in understanding his customers needs and expectations. After patiently listening, he gave us good options to choose from and happily made amendments as per our needs. He explained everything in detail with examples knowing our present situation.

Fraser is very professional, friendly and has immense knowledge about his subject. He has a positive attitude and approach which made things possible for us. Fraser will be our go to person for any financial advice/help required.

We highly recommend Fraser for any financial guidance to friends and acquaintances. Don’t miss the opportunity to meet this amazing person.

Thank you, Fraser!

— Neha and Adi